Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Features
Save the date for our first quarterly release
Our first quarterly release of regulatory guidance will be held on August 22, 2024
Promoting effective risk governance
Read Deputy Superintendent Ben Gully speech at the C.D. Howe Institute
June 2024 review of the Domestic Stability Buffer (DSB)
Find information on our June 2024 DSB review
Key safeguards
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Recently posted
Our Superintendent
Major announcements
- 2024-06-18 Domestic Stability Buffer rate setting announcement
- 2024-08-22 Pilot – Quarterly release date
- 2024-09-05 Industry day
- 2024-10-10 OSFI Annual Risk Outlook – semi-annual update
- 2024-11-21 Pilot – Quarterly release date
- 2024-12-05 Industry day
- 2024-12-17 Domestic Stability Buffer rate setting announcement
- 2025-02-20 Pilot – Quarterly release date
- 2025-03-06 Industry day