Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Learn what OSFI and FCAC view as the biggest risks that AI poses to the financial system
This Annual Report highlights the important work done at OSFI this past fiscal year
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Data from the financial institutions and insurance companies that we supervise
Regulatory and supervisory expectations for financial institutions
Reporting requirements for financial and corporate returns
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Get guidance about administering federally regulated pension plans
