Guidance library
As the regulator for federally regulated financial institutions and private pension plans, we set expectations for operating within the Canadian financial industry.
For guidance on private pension plans, please see Administering pension plans.
How to use this list
You can search by using one or more of the filters. The more filters you use, the narrower your search.
The “keywords” filter will search page titles and content. For example, you can search by the guideline number (such as B-10).
| Date | Title | Sector | Publication type | Category |
|---|---|---|---|---|
| Property and Casualty Large Insurance Exposures and Investment Concentration |
|
Guideline | Prudential Limits and Restrictions | |
| Sound Reinsurance Practices and Procedures – Guideline (2025) |
|
Guideline | Sound Business and Financial Practices | |
| 2024 annual update to the manual of financial reporting forms and instructions for Life Insurance Companies and Fraternal Benefit Societies |
|
Letter | ||
| 2024 annual update to the manual of financial reporting forms and instructions for Property and Casualty Insurance Companies |
|
Letter | ||
| 2024 annual update to the manual of financial reporting forms and instructions for Canadian Mortgage Insurance Companies |
|
Letter | ||
| Internal capital adequacy assessment process expectations and related internal audit requirements |
|
Letter | Supervisory Advisories | |
| Internal capital adequacy assessment process template |
|
Advisory | Supervisory Advisories | |
| Operational Risk Management and Resilience – Guideline |
|
Guideline | Sound Business and Financial Practices | |
| Operational Risk Management and Resilience — Letter |
|
Letter | Sound Business and Financial Practices | |
| Life Insurance Capital Adequacy Test (LICAT) 2025 – Letter |
|
Letter | Capital Adequacy Requirements | |
| Public disclosure of crypto-asset exposures |
|
Letter | ||
| Assurance on Capital, Leverage and Liquidity Returns Guideline - Clarifications |
|
Adjustments and clarifications | Accounting and Disclosure | |
| Modification to the Capital Floor Transition schedule in Chapter 1 of the Capital Adequacy Requirements (CAR) guideline |
|
Regulatory notice | Capital Adequacy Requirements | |
| Progress update on the Data Collection Modernization (DCM) initiative and upcoming opportunity to engage the industry |
|
Letter | Supervisory Advisories | |
| OSFI maintains the level of the Domestic Stability Buffer at 3.50% - Letter (2024) |
|
Letter | Capital Adequacy Requirements | |
| OSFI consults on updates to the Liquidity Adequacy Requirements Guideline |
|
Letter | Capital Adequacy Requirements | |
| Notice of changes to minimum base assessments |
|
Letter | ||
| Reinforcing residential mortgage risk management practices |
|
Regulatory notice | Sound Business and Financial Practices | |
| Life Insurance Capital Adequacy Test 2024 – Adjustments and clarifications |
|
Adjustments and clarifications | Capital Adequacy Requirements | |
| 2024 Memorandum - Earthquake Exposure Data |
|
Letter | ||
| Consequential amendments to Guidelines B-10 and B-13 related to foreign branches |
|
Letter | Sound Business and Financial Practices | |
| Integrity and Security - Guideline |
|
Guideline | Sound Business and Financial Practices | |
| Integrity and Security - Letter |
|
Letter | Sound Business and Financial Practices | |
| Minimum Capital Test - Guideline (2024) |
|
Guideline | Capital Adequacy Requirements | |
| Mortgage Insurer Capital Adequacy Test - Guideline (2024) |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test - Guideline (2024) |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 1 Overview and General Requirements |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 2 Available Capital |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 3 Credit Risk – On-Balance Sheet Items |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 4 Credit Risk – Off-Balance Sheet Activities |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 5 Market Risk |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 6 Insurance Risk |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 7 Segregated Fund Guarantee Risk |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 8 Operational Risk |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 9 Participating and Adjustable Products |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 10 Credit for Reinsurance |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 11 Aggregation and Diversification of Risks |
|
Guideline | Capital Adequacy Requirements | |
| Life Insurance Capital Adequacy Test (2024) – Chapter 12 Life Insurers Operating in Canada on a Branch Basis |
|
Guideline | Capital Adequacy Requirements | |
| Minimum Capital Test 2024 – Adjustments and clarifications |
|
Adjustments and clarifications | Capital Adequacy Requirements | |
| OSFI maintains the level of the Domestic Stability Buffer at 3.50% - Letter (2023) | Letter | Capital Adequacy Requirements | ||
| Pillar 3 Disclosure Guideline for Domestic Systemically Important Banks (D-SIBs) - Guideline (2024) |
|
Guideline | Accounting and Disclosure | |
| Pillar 3 Disclosure Guideline for Small and Medium-Sized Deposit-Taking Institutions (SMSBs) - Guideline (2024) |
|
Guideline | Accounting and Disclosure | |
| "2023 Annual update" to the Manual of Reporting Forms and Instructions for Deposit-taking Institutions |
|
Letter | ||
| OSFI consults on disclosure of FRFIs' crypto-asset exposures |
|
Letter | ||
| Updates to the Administrative Procedures for Late and Erroneous Filing Penalty Framework |
|
Letter | Sound Business and Financial Practices | |
| Final Amendments to Pillar 3 Disclosure Guidelines for Domestic Systemically Important Banks (D-SIBs) and Small and Medium-Sized Deposit Taking Institutions (SMSBs) |
|
Letter | Accounting and Disclosure | |
| Domestic Stability Buffer - Decision Summary Note | Capital Adequacy Requirements | |||
| Capital Adequacy Requirements (CAR) - Guideline (2024) |
|
Guideline | Capital Adequacy Requirements | |
| OSFI upholds current LAR guideline treatment for HISA ETFs |
|
Letter | Capital Adequacy Requirements | |
| Capital Adequacy Requirements (CAR) (2024) - Chapter 1 – Overview of Risk-based Capital Requirements |
|
Guideline | Capital Adequacy Requirements |