Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Features
Guide to intervention for DTIs
Our guide for deposit-taking institutions outlines intervention processes and coordination between OSFI and CDIC
Our supervisory intervention approach
Our approach to supervising financial institutions includes a 4-stage process designed to address issues in a timely manner
IIF-CBA 2024 Canada Forum
Read Assistant Superintendent Yalkin’s exchange with CBA President and CEO Anthony Ostler
Key safeguards
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Our Superintendent
Major announcements
- 2024-11-21 Pilot – Quarterly release date
- 2024-12-05 Industry day
- 2024-12-17 Domestic Stability Buffer rate setting announcement
- 2025-02-20 Pilot – Quarterly release date
- 2025-03-06 Industry day