Banks
We regulate and supervise all banks operating in Canada. There are 6 systemically important banks and many small and medium banks in our financial system.
Systemically Important Banks
Canada has two types of systemically important banks: domestic systematically important banks (D-SIBs) and global systemically important banks (G-SIBs).
Domestic stability buffer
The domestic stability buffer is a capital buffer that domestic systemically important banks need to set aside to cover losses during financial uncertainties.
Minimum qualifying rate on uninsured mortgages
The minimum qualifying rate on uninsured mortgages aims to test if a borrower can repay a mortgage during financial hardship.
Loan-to-income limits
This measure helps to reduce the proportion of highly leveraged loans secured against a residential property.
Who we regulate
See which financial institutions we regulate
