Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
OSFI is aware that some companies are falsely invoking its name or claiming to be OSFI employees, to legitimize their activities. Please be advised that OSFI does not have authority over day-to-day operations of financial institutions, and does not ask for payments to pay taxes, fines or any other fees to unlock an individual’s funds. If you are instructed by someone claiming to be OSFI or claiming that OSFI requires you to make such a payment, you may be victim of a scam. Anyone impacted by such a scam is urged to report the incident to the authorities through the Canadian Anti-Fraud Centre (CAFC), which is jointly managed by the RCMP, the Competition Bureau and the Ontario Provincial Police.
Our first quarterly release of regulatory guidance will be held on August 22, 2024
Read Deputy Superintendent Ben Gully speech at the C.D. Howe Institute
Find information on our June 2024 DSB review
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Data from the financial institutions and insurance companies that we supervise
Regulatory and supervisory expectations for financial institutions
Reporting requirements for financial and corporate returns
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Get guidance about administering federally regulated pension plans
