Features

Guide to intervention for DTIs

Our guide for deposit-taking institutions outlines intervention processes and coordination between OSFI and CDIC

Our supervisory intervention approach

Our approach to supervising financial institutions includes a 4-stage process designed to address issues in a timely manner

IIF-CBA 2024 Canada Forum

Read Assistant Superintendent Yalkin’s exchange with CBA President and CEO Anthony Ostler

Key safeguards

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3.50%

Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023

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+2% or 5.25%

Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%

Resources for financial institutions

Financial data

Data from the financial institutions and insurance companies that we supervise

Guidelines

Regulatory and supervisory expectations for financial institutions 

Reporting and returns

Reporting requirements for financial and corporate returns

Resources for private pension plans

Understanding your pension plan

Learn when and how you can unlock your pension plan, what pension plans we regulate, and more

Administering pension plans

Get guidance about administering federally regulated pension plans 

Our Superintendent

Peter Routledge

Peter Routledge

Peter Routledge was appointed Superintendent of Financial Institutions on June 29, 2021. He previously served as the President and Chief Executive Officer of Canada Deposit Insurance Corporation beginning in November 2018.

Major announcements

  • 2024-11-21 Pilot – Quarterly release date
  • 2024-12-05 Industry day
  • 2024-12-17 Domestic Stability Buffer rate setting announcement
  • 2025-02-20 Pilot – Quarterly release date
  • 2025-03-06 Industry day