Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Alert - Investment scam
OSFI is aware that some companies are falsely invoking its name or claiming to be OSFI employees, to legitimize their activities. Please be advised that OSFI does not have authority over day-to-day operations of financial institutions, and does not ask for payments to pay taxes, fines or any other fees to unlock an individual’s funds. If you are instructed by someone claiming to be OSFI or claiming that OSFI requires you to make such a payment, you may be victim of a scam. Anyone impacted by such a scam is urged to report the incident to the authorities through the Canadian Anti-Fraud Centre (CAFC), which is jointly managed by the RCMP, the Competition Bureau and the Ontario Provincial Police.
Features
Update your bookmarks before July 31
Our legacy financial data will be disappearing on July 31. Don’t forget to update your bookmarks to the new version.
Save the date for our first quarterly release
Our first quarterly release of regulatory guidance will be held on August 22, 2024
Rising debt service costs to be a key risk
Find out what Superintendent Peter Routledge said at the House of Commons.
Key safeguards
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Recently posted
Our Superintendent
Major announcements
- 2024-08-22 Pilot – Quarterly release date
- 2024-09-05 Industry day
- 2024-10-10 OSFI Annual Risk Outlook – semi-annual update
- 2024-11-21 Pilot – Quarterly release date
- 2024-12-05 Industry day
- 2024-12-17 Domestic Stability Buffer rate setting announcement
- 2025-02-20 Pilot – Quarterly release date
- 2025-03-06 Industry day