Supervising federally regulated financial institutions and
pension plans to contribute to public confidence in the financial system
Features
Climate change and the insurance industry
Read Superintendent’s Routledge summary of remarks at the National Insurance Conference of Canada
OCA releases report on the CSFA Program
The latest actuarial report includes future projections and insights into the Canadian Student Financial Assistance Program
Report on the EI premium rate
Learn about how the OCA contributed to the setting of the 2025 EI premium rate
Key safeguards
3.50%
Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023
+2% or 5.25%
Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%
Resources for financial institutions
Financial data
Data from the financial institutions and insurance companies that we supervise
Guidelines
Regulatory and supervisory expectations for financial institutions
Reporting and returns
Reporting requirements for financial and corporate returns
Resources for private pension plans
Understanding your pension plan
Learn when and how you can unlock your pension plan, what pension plans we regulate, and more
Administering pension plans
Get guidance about administering federally regulated pension plans
Recently posted
Our Superintendent
Major announcements
- 2024-10-10 OSFI Annual Risk Outlook – semi-annual update
- 2024-11-21 Pilot – Quarterly release date
- 2024-12-05 Industry day
- 2024-12-17 Domestic Stability Buffer rate setting announcement
- 2025-02-20 Pilot – Quarterly release date
- 2025-03-06 Industry day