Features

Alert: Investment scam

Some companies are falsely invoking OSFI’s name or claiming to be OSFI employees to legitimize their activities

Save the date for our second quarterly release

Our second quarterly release of regulatory guidance will be held on November 21, 2024

Risk Report on Artificial Intelligence

Learn what OSFI and FCAC view as the biggest risks that AI poses to the financial system

Key safeguards

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3.50%

Domestic Stability Buffer
3.50% of total risk-weighted assets effective November 1, 2023

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+2% or 5.25%

Minimum Qualifying Rate for uninsured mortgages
The greater of the mortgage contract rate plus 2% or 5.25%

Resources for financial institutions

Financial data

Data from the financial institutions and insurance companies that we supervise

Guidelines

Regulatory and supervisory expectations for financial institutions 

Reporting and returns

Reporting requirements for financial and corporate returns

Resources for private pension plans

Understanding your pension plan

Learn when and how you can unlock your pension plan, what pension plans we regulate, and more

Administering pension plans

Get guidance about administering federally regulated pension plans 

Our Superintendent

Peter Routledge

Peter Routledge

Peter Routledge was appointed Superintendent of Financial Institutions on June 29, 2021. He previously served as the President and Chief Executive Officer of Canada Deposit Insurance Corporation beginning in November 2018.

Major announcements

  • 2024-11-21 Pilot – Quarterly release date
  • 2024-12-05 Industry day
  • 2024-12-17 Domestic Stability Buffer rate setting announcement
  • 2025-02-20 Pilot – Quarterly release date
  • 2025-03-06 Industry day